UK Mortgages - Introduction

Many of us aspire to owning our own home and to achieve this, most of will require a mortgage. Clearly, taking out a mortgage is an important decision as it will effect our outgoings every month for the next 25 years (normal repayment term).

To help us make the decision, we can enlist the help of a financial advisor. This makes our work easier, because these professionals have current knowledge and tools to help you select a good product. But it is important to be aware of certain issues relating to Financial Advisors, or you can end up with a poor mortgage, which will be discussed in the following pages

Then, we will proceed to provide you with good general knowledge about mortgages that will equip you with enough information and confidence to speak in a meaningful manner with your Financial Advisor about mortgages, or indeed perhaps to research the market yourself for your own mortgage.

To help you further, we have created our online resources where you can seek the help of Independent Financial Advisors, free of charge, who specialise in the segment of the market you are interested (i.e. first time buyer, remortgage etc.).

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