Loan Conditions - Guide to UK Loans

UK loan conditions can vary greatly across the wide array of UK loans available.

Often the bank will lure customers by means of promotion. Normally, in these cases, the bank will also protect their own interests by attaching an additional special condition on the customer.

A common promotion in the mortgage industry is an introductory rate for a fixed period. The custmoer is charged a lower interest rate for the introductory period, which tends to be 2 or 3 years. Another common promotion in the mortgege industry is where the bank will pay the customers survey fee. A typical special condition in these cases would be that the customer must stay with the bank for a minimum period or pay severance costs.

A similar example in the credit card industry is the '0% balance transfer' promo. Here, the customer can transfer the balace of any existing cards with other lenders, thereby saving himself interest.

A typical special condition in this case would be that the customer must pay and/or spend a certain minimum on purchases each month, thereby allowing the bank to charge interest to the customer.

Currency Exchange Rates

Follow the prices of all world currencies and major precious metals. Review current and historic data, in both tabular and graphic format.

Buy Foreign Currency

Get the best deals direct from a FOREX specialist.

Stocks & Share Prices

Track the progress of the world's most dominant companies. We have up to the minute prices for over 2,000 leading business'.

Stock Market Indices

Keep an eye on Stock Exchanges from around the world. We track all the major indices from all major centers.

Meet John Paul

Meet John-Paul, Voltrex FX's leading FOREX specialist.

John-Paul says "anyone can save a lot of money by buying foreign currency online. It stands to reason – you save a lot of money because you cut out the middle-man".

Get started by taking John-Paul's "yes or no" test now – the rest is easy!

  • Is your bank or Bureau de Change giving you a wholesale exchange rates?
  • Is your currency provider taking a commission off your foreign exchange transaction?
  • Are you being charged transfer fees?

A FOREX specialist will give you a better rate and will not charge you fees. Learn more or ask John-Paul for a quote now – he will call you right back.

Quick Links

Other Information

We care about your experience

We have taken care code this page correctly, ensuring you have a good user experience. If you notice any errors on the page, we'd appreciate you letting us know