Home Insurance - Extensions of Cover

Many policies have extensions of cover, as per the list. Please note that you must check your own policy for a definitive list of extensions of cover.
Alternative Accommodation - If your home is so badly damaged that you cannot live in it until repairs are done, your policy will help to meet the reasonable cost of alternative accommodation up to a stated limit.
Liability - If, as owner of your home you are responsible for any injury to someone or for damage to their property your policy will pay the damages and cost for which you are legally liable. There is usually an upper limit of £1 million or more. However, your main legal liability arises from you being occupier of your home and a contents policy covers this.
Underground Pipes and Cables - supplying gas, electricity, oil or water, as well as sewage pipes, are insured against accidental damage. They are not insured against wear and tear.
Glass - In doors, windows and skylights is covered against breakage together with baths, washbasins and WCs.

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