UK Home Contents or Personal Belongings

Home Contents or Personal Belongings - Typical Perils Covered

Most, not all, contents insurance policies cover damage to your property while in your home by the events listed. Please note that you must check your own policy for a definitive list of perils covered by your insurance, as well as a definitive list of locations covered.
- Fire, explosion, lightning or earthquake
- Subsidence, heave or landslip
- Storm and flood
- Theft or attempted theft
- Escape of water from tanks or pipes
- Falling trees or branches
- Breakage or collapse of television, radio signal or satellite apparatus
- Riot, civil commotion, strikes, labour or political disturbances
- Impact by aircraft, other aerial devices, any vehicle or animal
- Escape of oil from heating systems

Policies taken out by tenants may cover the tenant for any damage that occurs to the building that he is liable for.

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