UK Credit Rating Guide

UK Credit Rating - Introduction

Before banks, retailers or other businesses lend money (or offer credit) to their customers, they must evaluate the likelyhood that the customer will pay back the loan in the manner agreed. In other words, the lender must evaluate the risk. To do this, the lender will do three things.

Firstly, they will establish a profile of the customers income, current liabilities & planned spending - this is normally effected by asking the customer to complete a questionaire.

Secondly, if they deem that the client seem to have sufficient margin to service the proposed loan, they will evaluate the customers credit history. There are two parts to the customers Credit History - Internal & External. Credit history is simply a history of how the customer has managed his past (and present) credit transactions.

Finally, the lender will evaluate the above data in accordance with their lending policy, resulting in a decision of whether or not to lend.

Currency Exchange Rates

Follow the prices of all world currencies and major precious metals. Review current and historic data, in both tabular and graphic format.

Buy Foreign Currency

Get the best deals direct from a FOREX specialist.

Stocks & Share Prices

Track the progress of the world's most dominant companies. We have up to the minute prices for over 2,000 leading business'.

Stock Market Indices

Keep an eye on Stock Exchanges from around the world. We track all the major indices from all major centers.

Meet John Paul

Meet John-Paul, Voltrex FX's leading FOREX specialist.

John-Paul says "anyone can save a lot of money by buying foreign currency online. It stands to reason – you save a lot of money because you cut out the middle-man".

Get started by taking John-Paul's "yes or no" test now – the rest is easy!

Is your bank or Bureau de Change giving you a wholesale exchange rates?
Is your currency provider taking a commission off your foreign exchange transaction?
Are you being charged transfer fees?

A FOREX specialist will give you a better rate and will not charge you fees. Learn more or ask John-Paul for a quote now – he will call you right back.

Quick Links

Other Information

We care about your experience

We have taken care code this page correctly, ensuring you have a good user experience. If you notice any errors on the page, we'd appreciate you letting us know